If you are thinking of buying or selling real estate in the Panama City and Panama City Beach area, look no further than The Payne Group.  Call us today at 850-890-0132 or visit us online at www.PanamaCityHomeSource.com or www.KnowPayneKnowGain.com

The Payne Group can help.  We have helped hundreds of Panama City residents to sell their home as a short sale.  A short sale occurs when a homeowner can not sell their home for enough money to pay their loan in full.  The Payne Group markets the home, finds a buyer and submits a short sale request on behalf of the homeowner.  The lender then processes the short sale request and then makes a decision based on the sellers financials as well as the offer vs the value of the home.  This short sale process can take some time, up to 6 months in some cases.  The Payne Group averages 90 - 120 day approval times in most cases and many times less than 90 days.

If you need help, we are here!  Contact The Payne Group today or visit www.ShortSalesinPanamaCity.com

Introducing the team:
Listing specialists

Buyer Specialists

If you are thinking of buying or selling, The Payne Group has it covered.  Our group outsells the average agent 10 to 1.  We have a proven marketing plan to sell your real estate in Panama City with an average market time that is 1/2 of the local average and for 4% more than the average sale.  Panama City Real Estate is heating up and we have everything you need at www.KnowPayneKnowGain.com

For a free Panama City Real Estate market analysis, www.PanamaCityHomeValues.com

If you are thinking of selling your real estate in Panama City, don't hesitate to call Matt Compton at 850-624-7475 or email him at kmcompton328@gmail.com for a free in house consulation!

There is only one name in Panama City Real Estate, THE PAYNE GROUP!   Call us today or visit us online at www.KnowPayneKnowGain.com

We like to consider ourselves short sale specialists instead of experts because short sales are what we do the most of in Panama City.  We target the short sale market and know how to get them done. Our Panama City short sale success rate is over 95%.  We are far from experts but we do know how to get the job done.

If you are in need of an experienced short sale real estate agent in Panama City, Florida, give The Payne Group at call at 850-890-0132

Up until about a year ago, Panama City real estate agents had the mindset of "I won't touch a short sale!"  The short sale process is cumbersome and can be very difficult for those that are not tenacious and those that are not up to a challenge.  As a matter of fact if I had a dollar for everytime an agent told me that they won't list a short sale or won't show a short sale, well, I could retire and not have to be the Panama City short sale go to guy.  Notice I said go to guy and not short sale expert!  Expert is just that and in the short sale world, there are few true experts, no matter what designation someone may place next to their name.

I truely do love short sales. Why?, you ask.  Short sales are here and not going anywhere which means there are families out there in financial distress and they need help.  These families lives are being seriously tasked most likely due to a hardship such as illness, job loss, divorce, job transfer, the list can go on and on.  I take great pleasure in being able to help Panama City families sell their homes as a short sale in order to help them get back on with their lives.  Financial burden could be one of the worst feelings in the world short of death and illness.  Many people have nowhere else to turn except for short sales.  I LOVE HELPING FAMILIES who need my help!

Please don't misunderstand, I wish the real estate market was booming and everyone had equity in their homes but the reality of the situation is that short sales in Panama City are here to stay for a while and I am here to help!

If you need help or just want some advice, please call Jeff Payne at 850-890-0132 or jeff.payne@kw.com

Just a littel advice to other real estate agents out there, dont take a short sale listing if you do not intend to fight to the end, refer it to someone who will, Jeff Payne!

If you are interested in purchasing a home in Panama City or Panama City Beach, contact Patty Taylor of the Payne Group ASAP!

To veiw all Panama City and Panama City Beach homes or to start your search today www.KnowPayneKnowGain.com

The media did Panama City Beach a huge disservice with their oil spill reports, Panama City Beach saw very little effects from the oil, but saw large effects from the media and their sky is falling reporting.  Maybe the media should be paying claims and not BP.

The moral to the story is that Panama City Beach is and has been the Worlds Most Beautiful Beaches and the oil spill did not affect our beaches.  Come to Panama City Beach, enjoy the sand, the water and the delicious seafood and leave the oil spill talk to the media, afterall bad news sells and good news is rarely reported.

GOOD NEWS, PANAMA CITY BEACH IS STILL THE WORLD MOST BEAUTIFUL BEACH!

Residential - DSF						Click photo to enlarge or view multi-photos.
MLS#:	415958 OfficeFile#:	ListPrice:	$265,000
Status:	Active Last Change: 04/16/2011	ApproxSF:	2,194
Address:	1300 SUTHERLAND RD	$/Sqft:	$120.78
	LYNN HAVEN, FL	TotalRooms:	Bedrooms:4
Zip:	32444	Baths Full/Half:	2/1
Con Docs:	N	Ownership/Sale Type:
MainArea:	02 BC-Bay County-Central	Stories:	1
SubArea:	0203 - Lynn Haven/College Point	YearBuilt:	1997
Subdiv:	MOWAT HIGHLANDS PH V	ImmOcc?	Y
ParcelID:	11588-367-000	ConstrStat:	ConstrCmplt
ElemSch: Hiland Park Middle: Merritt Brown High: Mosley
Dir:	From the intersection of 389 and 390, go south to Mowat Highlands, right on Dundee and left on Sutherland, property on right
Legal:	MOWAT HIGHLANDS PHASE V LOT 15 BLK H ORB 1702 P 1162

Elegant and classy Mowat Highlands home. This 4 bedroom, 2 1/2 bath home has been lovingly cared for by the same owners since it was new. The interior is very open and spacious with 4 huge bedrooms PLUS an office just off of the front entry. The eat in kitchen boasts wood cabinets, granite countertops, stainless appliances, HUGE pantry and breakfast bar. For formal gatherings, there is also a dining room just off of the living room. Both the master bath and the 1/2 bath have recently been updated to a very warm, modern look and both have granite countertops. The exterior of the home features a fenced in back yard, covered, enclosed patio, storage shed, and RV parking with 30 amp service. There are way too many extras to list on this home, you have to see it to appreciate it. Call your Realtor today while this one is still available! Single family home sales are up 25% over the same period in 2010, don't hesitate, make your appointment today.

This event takes place at Panama City Beach's Frank Brown Park and benefits local charities around Bay County and Panama City Florida.

The Showbill is full of events and times, take a look and come out to the Gulf Coast Charity Horse Show