If you are thinking of buying or selling real estate in the Panama City and Panama City Beach area, look no further than The Payne Group.  Call us today at 850-890-0132 or visit us online at www.PanamaCityHomeSource.com or www.KnowPayneKnowGain.com

The Payne Group can help.  We have helped hundreds of Panama City residents to sell their home as a short sale.  A short sale occurs when a homeowner can not sell their home for enough money to pay their loan in full.  The Payne Group markets the home, finds a buyer and submits a short sale request on behalf of the homeowner.  The lender then processes the short sale request and then makes a decision based on the sellers financials as well as the offer vs the value of the home.  This short sale process can take some time, up to 6 months in some cases.  The Payne Group averages 90 - 120 day approval times in most cases and many times less than 90 days.

If you need help, we are here!  Contact The Payne Group today or visit www.ShortSalesinPanamaCity.com

Introducing the team:
Listing specialists

Buyer Specialists

If you are thinking of buying or selling, The Payne Group has it covered.  Our group outsells the average agent 10 to 1.  We have a proven marketing plan to sell your real estate in Panama City with an average market time that is 1/2 of the local average and for 4% more than the average sale.  Panama City Real Estate is heating up and we have everything you need at www.KnowPayneKnowGain.com

For a free Panama City Real Estate market analysis, www.PanamaCityHomeValues.com

If you are thinking of selling your real estate in Panama City, don't hesitate to call Matt Compton at 850-624-7475 or email him at kmcompton328@gmail.com for a free in house consulation!

There is only one name in Panama City Real Estate, THE PAYNE GROUP!   Call us today or visit us online at www.KnowPayneKnowGain.com

We like to consider ourselves short sale specialists instead of experts because short sales are what we do the most of in Panama City.  We target the short sale market and know how to get them done. Our Panama City short sale success rate is over 95%.  We are far from experts but we do know how to get the job done.

If you are in need of an experienced short sale real estate agent in Panama City, Florida, give The Payne Group at call at 850-890-0132

Up until about a year ago, Panama City real estate agents had the mindset of "I won't touch a short sale!"  The short sale process is cumbersome and can be very difficult for those that are not tenacious and those that are not up to a challenge.  As a matter of fact if I had a dollar for everytime an agent told me that they won't list a short sale or won't show a short sale, well, I could retire and not have to be the Panama City short sale go to guy.  Notice I said go to guy and not short sale expert!  Expert is just that and in the short sale world, there are few true experts, no matter what designation someone may place next to their name.

I truely do love short sales. Why?, you ask.  Short sales are here and not going anywhere which means there are families out there in financial distress and they need help.  These families lives are being seriously tasked most likely due to a hardship such as illness, job loss, divorce, job transfer, the list can go on and on.  I take great pleasure in being able to help Panama City families sell their homes as a short sale in order to help them get back on with their lives.  Financial burden could be one of the worst feelings in the world short of death and illness.  Many people have nowhere else to turn except for short sales.  I LOVE HELPING FAMILIES who need my help!

Please don't misunderstand, I wish the real estate market was booming and everyone had equity in their homes but the reality of the situation is that short sales in Panama City are here to stay for a while and I am here to help!

If you need help or just want some advice, please call Jeff Payne at 850-890-0132 or jeff.payne@kw.com

Just a littel advice to other real estate agents out there, dont take a short sale listing if you do not intend to fight to the end, refer it to someone who will, Jeff Payne!

If you are interested in purchasing a home in Panama City or Panama City Beach, contact Patty Taylor of the Payne Group ASAP!

To veiw all Panama City and Panama City Beach homes or to start your search today www.KnowPayneKnowGain.com

The media did Panama City Beach a huge disservice with their oil spill reports, Panama City Beach saw very little effects from the oil, but saw large effects from the media and their sky is falling reporting.  Maybe the media should be paying claims and not BP.

The moral to the story is that Panama City Beach is and has been the Worlds Most Beautiful Beaches and the oil spill did not affect our beaches.  Come to Panama City Beach, enjoy the sand, the water and the delicious seafood and leave the oil spill talk to the media, afterall bad news sells and good news is rarely reported.

GOOD NEWS, PANAMA CITY BEACH IS STILL THE WORLD MOST BEAUTIFUL BEACH!

Residential - DSF						Click photo to enlarge or view multi-photos.
MLS#:	415958 OfficeFile#:	ListPrice:	$265,000
Status:	Active Last Change: 04/16/2011	ApproxSF:	2,194
Address:	1300 SUTHERLAND RD	$/Sqft:	$120.78
	LYNN HAVEN, FL	TotalRooms:	Bedrooms:4
Zip:	32444	Baths Full/Half:	2/1
Con Docs:	N	Ownership/Sale Type:
MainArea:	02 BC-Bay County-Central	Stories:	1
SubArea:	0203 - Lynn Haven/College Point	YearBuilt:	1997
Subdiv:	MOWAT HIGHLANDS PH V	ImmOcc?	Y
ParcelID:	11588-367-000	ConstrStat:	ConstrCmplt
ElemSch: Hiland Park Middle: Merritt Brown High: Mosley
Dir:	From the intersection of 389 and 390, go south to Mowat Highlands, right on Dundee and left on Sutherland, property on right
Legal:	MOWAT HIGHLANDS PHASE V LOT 15 BLK H ORB 1702 P 1162

Elegant and classy Mowat Highlands home. This 4 bedroom, 2 1/2 bath home has been lovingly cared for by the same owners since it was new. The interior is very open and spacious with 4 huge bedrooms PLUS an office just off of the front entry. The eat in kitchen boasts wood cabinets, granite countertops, stainless appliances, HUGE pantry and breakfast bar. For formal gatherings, there is also a dining room just off of the living room. Both the master bath and the 1/2 bath have recently been updated to a very warm, modern look and both have granite countertops. The exterior of the home features a fenced in back yard, covered, enclosed patio, storage shed, and RV parking with 30 amp service. There are way too many extras to list on this home, you have to see it to appreciate it. Call your Realtor today while this one is still available! Single family home sales are up 25% over the same period in 2010, don't hesitate, make your appointment today.

This event takes place at Panama City Beach's Frank Brown Park and benefits local charities around Bay County and Panama City Florida.

The Showbill is full of events and times, take a look and come out to the Gulf Coast Charity Horse Show

Hey Bikers, while you are here, please respect the locals and keep your noise down as much as you can, don't revv up your engine late at night or in residential areas of Panama City Beach.  We locals LOVE Thunder Beach and want it to continue! Please don't ride if you have had too many beverages, there are plenty of taxis to get you back to your room.

Places of interest to check out while in Panama City Beach for Thunder Beach:

• Ms Newbys, great place to people watch, but watch out for the hunch punch, it will get you
• The Outpost, just a great ride to a real biker retreat on the Black Creek, buckets of beer and good burgers and always great bands
• Appalachicola, an older fishing town east of Panama City Beach, a good ride.  Best oysters in the world
• Red Door Saloon, people watching on Front Beach Rd
• Uncle Ernies, good beer, great views and excellent food, located in historic St Andrews

Be safe, have fun!  Enjoy Thunder Beach!

Right now in Panama City Florida, the real estate market feels like it has rebounded and is making a strong comeback.  Sales numbers are up, buyer numbers are up BUT prices are still falling AND inventory numbers are still climbing.

What does this mean?  It means that the best properties are selling quickly and the overpriced properties are not selling, they are just adding to the inventory numbers.  As real estate pricesdrop, buyers become more interested and their urgency increases.  In Panama City, there are pockets of real estate that working toward a sellers market.  These areas are foreclosures that are priced at or below the average sales price and in good condition.

What can you do to compete as a seller in this real estate market in Panama City?  Price your home to compete with foreclosures and make sure your home is in top condition.  Make it available to show and make it shine when it does show.

What can you do as a buyer to capitalize on the Panama City Real Estate market? First things first, call The Payne Group and schedule a personal, one on one consultation before you start your search.  Make sure that you have cash or are preapproved for a mortgage and MOST OF ALL, do NOT hesitate when you find the property that meets your needs and your financials.  You are not the only buyer that could think this is the home! 

Where is the market going?  No one can say with 100% accuracy what is going to happen to the real estate market in Panama City or Panama City Beach.  What we do know is that interest rates are low and prices are prime for purchasing.  We do know that timing the real estate market rarely works.  We do know that mistiming the market can be very costly.   In a nutshell, don't worry about where the market is going, worry where it is today!

To start your real estate search in Panama City, Contact the Payne Group ASAP!

Let your imagination run wild at the newest attraction in Panama City Beach, Florida

Wonder Works is located at 9910 Front Beach Rd, Panama City Beach, Florida, across the street from Ripley's Believe It or Not and just down the street from Angelo's Steak House.

Check out the WonderWorks website for more details.  

~ New name connects the institution to its rich history and traditions while acknowledging its expanded mission ~

____________________________________________________________________________________

PANAMA CITY, FL – In a historic vote, Gulf Coast Community College District Board of Trustees unanimously approved a new name for the Panama City institution: Gulf Coast State College. The vote is the culmination of months of research and evaluation of input from College stakeholders that included students, employees, alumni and members of the community.

  Over 1,700 people responded to the online community survey and 74% thought that Gulf Coast Community College should move ahead with a name change. The trustees discussed the issue after hearing a presentation that included a list of names for consideration as well as the reasons for and against each choice. Gulf Coast State College rose to the top as the trustees all agreed that it kept the history and tradition while acknowledging the addition (and future growth) of 4-year degree programs.

The names under discussion were:

• Emerald Coast College  (ECC)
• Emerald Coast State College  (ECSC)
• Gulf Coast College  (GCC)
• Gulf Coast State College  (GCSC)
• Coastal College  (CC)
• Coastal State College  (CSC)
• Florida Gulf Coast College  (FGCC)
• Florida Coastal College  (FCC)
• Florida Panhandle College  (FPC)

With the approval from the trustees, College officials will begin submitting applications for the name change with the Florida Legislature, the State Board of Education and the Southern Association of Colleges and Schools (SACS) accrediting body.

Take a virtual campus tour of the new Gulf Coast State College in Panama City, FL

Please take a moment to view the video. 

Most of all, please thank an Soldier for their service.

Thank you to all of those that protect and serve our great country!!!!

Click on the photo for more pictures of the Soldiers Angels on the Hathaway Bridge.

 Sponsored by the Panama City Downtown Improvement Board

Hosted by: United States Naval Civil War Museum

PROPERTY REPORT COURTESY OF THE PAYNE GROUP

Historic Old Town in Panama City is home to this Juan Montoya custom design that combines clean lines and graceful curves to create a truly captivating piece of livable art. Montoya, rated among the top 100 designers in Architectural Digest, has contributed his modern aesthetic to the design of several remarkable homes along the Gulf Coast. This luxurious residence does not shy away from its curb appeal as a focal point on West Beach Drive. The beautifully landscaped property is as special as the home itself and the large, rectangular swimming pool compliments the front entry of the home. The property line extends south from West Beach Drive all the way to the Bay, whereas many other homes on the street do not own the land south of the road to the Bay. The backyard is home to one of the oldest registered hickory trees in the Panama City area. Inside, pleasant surprises await. The open interiors showcase amazing hardwood floors, wood millwork and arching wood ceilings. The first floor accommodations include a library/study, along with a bedroom and full bath. Upstairs the master suite features a large, circular bay window, south facing balcony, custom bath and views of the living and dining rooms. Two additional bedrooms with private baths occupy the upstairs living quarters. You will not be uninspired by this modern masterpiece.

--Information deemed reliable but not guaranteed--Copyright: 2011 by the Bay County Association of REALTORS®
WWW.KNOWPAYNEKNOWGAIN.COM
Prepared by Jeff Payne of KELLER WILLIAMS SUCCESS REALTY on 4/13/2011 12:25:57 PM

Panama City Beach, Florida

Come on out this week to Panama City Beach to show your respect for those that fight for us!  The Wounded Warrior Retreat is this week in Panama City Beach. 

Panama City Beach-- Local folks have the opportunity this week to honor those who've been wounded in service to our country. The wounded warriors beach retreat was founded several years ago by a woman whose son lost his legs after a roadside bomb exploded in Iraq.

Linda Cope has seen the struggles her son has faced and has made it her mission to give those in similar situations a chance to let go of their problems, even if only for a little while.

Twice a year, the organization hosts wounded warriors and their caretakers for a weekend of relaxation and fun in Panama City Beach. The latest group will begin to arrive Wednesday.

"It's such a struggle for the caregiver as well as the soldier so what we do is focus on the caregiver and the soldier and make it a very memorable time for all of them," said Linda Cope.

The public is invited to take part in the retreat Thursday night. A motorcade will escort the wounded warriors from the Bay Point Marriott to First Baptist Church on Harrison Avenue for an opening ceremony.
Cope asks the public to line the streets from 4:45 to 5:45 p.m. along the route. The opening ceremony is also open to the public and begins at 7 p.m.

April 13- April 17

The Seabreeze Jazz Festival was named in the top 10 for jazz festivals in the USA and also named best jazz festival at the Oasis Smooth Jazz Awards.

Come on out to Pier Park in Panama City Beach to enjoy a weekend of smooth jazz on stage at Aaron Bessant Park.

This time of the year in Panama City Beach there is something for everyone. Be sure to check out The Payne Group blog daily for more exciting news and events around Panama City and Panama City Beach

1 bedroom with loft, log cabin located in the Blue Ridge Mountains in North Georgia in Blairsville.  This cabin sleeps 6 total and has a fully covered front porch, open back deck and gorgeous views of the mountains.  The garage was built for 2 motorcycles or a golf cart.  The cabin is located in the former "Copperhead Lodge" resort that now called The Lodge at Copperhead

View the slideshow

If you love the mountains and are looking for an affordable place to get away to, check out my cabin.   My loss is your gain, I just don't have time to enjoy it.

Call me at 850-890-0132 or email me at jeff.payne@kw.com